Cruise Line Shareholder Perks: Up to $250 in Onboard Credit

It’s a little-known secret, but one of the easiest ways to get free stuff on your cruise. If you own shares of your favorite cruise line stock, then you can get up to $250 in onboard credit for absolutely free.

Here’s how it works…

Several cruise lines, including Carnival, Royal Caribbean, and Norwegian Cruise Lines have publicly traded stock that anyone can buy. As a thank you and special benefit for owning the stock, those cruise lines give shareholders onboard credit for free when they sail on one of their ships.

No matter which company you own, they require you own at least 100 shares to get the benefit. There is no extra benefit for owning more shares (so it doesn’t double if you own 200 shares).

The shareholder benefit is usually on a per-cabin basis, not on a per-person basis. So if you and your spouse both own 100 shares, you will only get the onboard credit once. The great news is that you can use the shareholder perk every time you sail. So if you sail multiple times per year, you can get the benefit each cruise.

Here’s a breakdown of shareholder perks by cruise line:

Carnival Cruise Lines

(Includes Carnival, Princess, Holland America, Seabourn, Cunard, and Costa)

Cruises 14 days or longer: $250 onboard credit
Cruises 7-13 days: $100 onboard credit
Cruises 6 days or less: $50 onboard credit

Royal Caribbean

(Includes Royal Caribbean, Celebrity, and Azamara Club

Cruises 14 days or longer: $250 onboard credit
Cruises 10-13 days: $200 onboard credit
Cruises 6-9 days: $100 onboard credit
Cruises 5 days or less: $50 onboard credit

Norwegian Cruise Lines

(Includes Norwegian, Oceania, and Regent Seven Seas)

Cruises 15 days or more: $250 onboard credit
Cruises 7-14 days: $100 onboard credit
Cruises 6 days or less: $50 onboard credit

Note: Disney shareholders receive no benefit aboard Disney Cruise Lines

To qualify for the credit, you’ll need to get in touch with your cruise line roughly three or more weeks in advance of your cruise date. You’ll need to send them proof of ownership of the required shares (such as a brokerage statement). Once approved, the credit will show up on your stateroom account.

For more details of each shareholder benefit (including who to contact to get your credit), we’ve tracked down the following information sheets for each publicly-traded cruise line.

Carnival Cruises Shareholder Benefits

Royal Caribbean Shareholder Benefits

Norwegian Cruise Lines Shareholder Benefits

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